No planning or building regs?…No problem

No planning or building regs?…No problem

Need insurance for your client in case the local planning authority come knocking?

If your client is at risk, you are at risk but don’t worry, we can help. By ordering your searches through STL you are only clicks away from a solution.

The devil – the detail: enforcement action

When a breach of the building regulations is discovered, or it becomes apparent that work has taken place without permission, a local authority serve an Enforcement Notice to the owner. The notice will detail actions that must be taken to rectify the breach. It will set out how to apply for the correct permissions and the timescales in which this must be done.

Enforcement notices for building regulation contraventions must be served within 12 months of the work being completed, within 4 years for planning breaches and 10 for non-compliance with conditions. There is no time limit for listed buildings or those that are within a conservation area.

The solution – it’s simple: planning and regulations policy

The policy covers the owner, bringing the works up to the standard required, applying for retrospective consent and ensuring that the works are correctly signed off. Even in the worst case scenario, where works have to be removed, your client is covered: the insured is covered for the removal, making good any damage and any apparent loss in value as a result.

Want to find out more?

  • What, why, when and how?
  • What happens when you can’t meet the online underwriting criteria
  • Bespoke Risks
  • Lack of title (Adverse Possession) – Case Study
  • Or join our FREE webinar at 11.00am 27th October – register here

Next steps

If you need any help with ordering legal indemnity insurance, arranging training or booking a demonstration, contact your Account Manager or our Helpdesk on 0800 318611.

Go to our website www.stlgroup.co.uk for further information and to view samples of the array of risks covered.

This article was submitted to be published by STL Group Limited as part of their advertising agreement with Today’s Conveyancer. The views expressed in this article are those of the submitter and not those of Today’s Conveyancer.

STL Group

STL Group is the largest independent property search company in England and Wales. We have been meeting the needs of legal, conveyancing and other property professionals for nearly 40 years, earning a solid and enviable reputation for high quality, fast and reliable service. As a totally independent search provider, we believe in:

  • building long term relationships with our clients
  • presenting a friendlier and less corporate face
  • offering flexible services tailored to your specific needs – from order and delivery methods through to bespoke search packs
  • providing real, tested solutions that increase efficiency, reduce expenditure and reduce risk
Our services extend throughout England and Wales, from an inpidual home to a large scale residential or commercial development or portfolio. As a one-stop-shop, we offer a comprehensive range of services including:
  • Land Registry documents
  • local authority searches – as well as providing official searches, we specialise in providing personal searches which subscribe to the Search Code (the ‘gold standard’ for search quality, which is recognised by Government, the CML, BSA and lenders nationwide) and benefit from a £2 million Information Accuracy Indemnity on top of our £8 million PI
  • drainage & water searches – personal and CON29DW
  • environment, flood and mining reports
  • planning and development risk reports
  • utility reports
  • chancel reports
We also offer:
  • Title and legal indemnity insurance
  • EPCs
  • Home Condition Surveys
  • asbestos reports
  • fire risk assessments
  • air conditioning reports and a range of other surveys
  • company searches
  • an anti-money laundering solution
What our clients say about us:
  • “flexible and comprehensive”
  • “they care about our business”
  • “tailor made service”
  • “solid, reliable, trustworthy”
  • “value for money time after time”
  • “helpful and responsive"

 

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