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Lenders anticipate fall in demand for mortgage lending in Q3 2026 with interest rate cuts ‘off the table’
3 July 2026
A survey of banks by the Bank of England indicates an anticipated downturn in demand in the third quarter of 2026 across both mortgage and remortgage products. The latest Credit Conditions Survey covering Q2 2026 indicates lenders are bracing themselves for a fall in demand for secured lending for house purchases in Q3 despite a rise in demand in Q2.
Lenders anticipate fall in demand for mortgage lending in Q3 2026 with interest rate cuts ‘off the table’
3 July 2026
A survey of banks by the Bank of England indicates an anticipated downturn in demand in the third quarter of 2026 across both mortgage and remortgage products. The latest Credit Conditions Survey covering Q2 2026 indicates lenders are bracing themselves for a fall in demand for secured lending for house purchases in Q3 despite a rise in demand in Q2.
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